SoftPak's Universal Rebalancer is the most comprehensive modeling and rebalancing tool available in the market today. It is constructed with our proprietary PairWise Swapping Algorithm for maximum efficiency and personalization. This enables highly advanced household management, multiple taxable and non-taxable accounts with attribute-based restrictions applied to them. Modeling is very intuitive with UREBAL; users can build multi-level models made using stocks, bonds, or blended attributes while maintaining tax-efficient rebalancing through functionalities such as gain/loss harvesting and wash-sale restrictions. Designed to have built-in trading capabilities, this product lends fluidity-rich Investment Advisors (RIAs) for their portfolio rebalancing from data input to rebalancing and eventual output within the same software.