An innovative digital disruptor and experienced leader in the Fintech industry, Jayesh Patel plays a pivotal role in establishing an entirely new virtual banking landscape for the Middle East.

As CEO of Wio Bank PJSC, Jayesh is shaping the platform bank as an intelligent financial partner for businesses and customers. He brings a wealth of experience to Wio, building it as a truly open platform that will provide solutions in three areas - Digital banking apps, Embedded finance and Banking-as-a-Service solutions.

Throughout his 14 years in the Fintech industry, Jayesh has been driven by a vision to digitise growth and consolidate services to simplify banking for everyone. He has worked with Fortune 500 clients at Deloitte and IBM in the US, focusing on innovation and building on-demand digital solutions, before driving the development and launch of Liv. By Emirates NBD, where he oversaw the creation of its online finance ecosystem. 

Before this, Jayesh was Head of Retail Strategy at Emirates NBD where he led the digitisation of essential customer services and processes. Jayesh is also an active member of the Angel investment community in the Middle East and North Africa (MENA).

Wio is the region’s first platform bank created to reboot banking for everyone and open new paths for its customers. Headquartered in Abu Dhabi, Wio is owned by the Abu Dhabi Holding Company (ADQ), Alpha Dhabi, Etisalat, and First Abu Dhabi Bank (FAB).