Ronit runs the Future of Finance team in Citi Global Insights, Citi’s thought leadership unit. The team is focused on the intersection of the future of money, finance and emerging tech, including AI, Digital Assets, XR and beyond. We provide analysis and advice to Citi’s institutional clients and the bank’s leadership. Prior to current role, Ronit was Citi’s global head of banks and FinTech research. Alongside his Citi role, Ronit is an Advisory Board member of the Financial Technology Centre at Imperial College Business School and at several technology firms and early-stage VC investors based in the U.K., Middle East, Africa, and Asia. Prior to joining Citi, Ronit worked in the policy world, including as Research Assistant for a former UK Prime Minister. Ronit's new book “Future Money” has been published in March 2024 and presents a vision of the digital future of money, finance, and culture.